If you need financial aid, the first place you will want to turn is your university. They will have information about tuition costs, financial aid dates, and forms that needed to be completed. Federal financial aid usually has the lowest interest rates, however, there is only a limited amount of assistance you can receive. Because of this, you want to apply early to secure your financial aid.
Like loans, grants are often given out by the federal government, and you can receive them by filling out the FAFSA.
Grants are based upon financial need, and so long as you meet specific eligibility criteria, you do not have to pay them back.